Last updated: March 21, 2025
1. Introduction
SmartSplitter ("we," "our," or "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website (collectively, the "Service"). Please read this policy carefully. If you disagree with its terms, please discontinue use of the Service.
2. Information We Collect
Information you provide directly:
- Account information: name, email address, profile photo
- Expense data: amounts, descriptions, categories, dates, and participant information you enter
- Group information: group names, member lists, and settings
- Payment method handles: Venmo usernames, PayPal links, or similar payment identifiers you choose to add (we do not process payments or store financial account credentials)
- Communication data: messages or requests sent through the Service
Information collected automatically:
- Device information: device type, operating system, unique device identifiers
- Usage data: features used, screens viewed, actions taken within the app
- Log data: IP address, browser type, pages visited, timestamps
- Analytics data: crash reports and performance diagnostics (via Firebase Crashlytics)
Information from third parties:
- When you sign in with Google or Apple, we receive your name, email address, and profile photo from those providers
- We do not receive any payment information from third-party sign-in providers
3. How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve the Service
- Create and manage your account
- Enable you to share expenses and collaborate with other users
- Send transactional emails (expense notifications, settlement requests) that you opt into
- Send service announcements, security updates, and support responses
- Analyze usage patterns to improve features and fix bugs
- Comply with legal obligations and enforce our Terms of Service
- With your explicit consent: send marketing communications (you may opt out at any time)
4. How We Share Your Information
We do not sell your personal data. We share information only in the following limited circumstances:
- With group members: When you join or create a group, other members can see your name, profile photo, and expense data within that group
- With service providers: We use Firebase (Google) for authentication, database, analytics, and hosting; SendGrid for transactional emails. These providers process data only as directed by us
- For legal compliance: If required by law, subpoena, or to protect our legal rights
- In a business transfer: If SmartSplitter is acquired or merged, your data may transfer to the acquiring entity under the same privacy commitments
5. Data Retention
We retain your account data for as long as your account is active. When you delete your account, we delete your personal data within 30 days, except where required to retain it for legal obligations. Anonymized, aggregated analytics data may be retained indefinitely.
6. Your Rights and Choices
You have the following rights regarding your data:
- Access: You may request a copy of the data we hold about you
- Correction: You can update your account information directly in the app at any time
- Deletion: You can delete your account from Settings → Account → Delete Account. This removes all your personal data from our systems
- Portability: You may request an export of your expense data in CSV format
- Marketing opt-out: You can unsubscribe from marketing emails at any time using the unsubscribe link in any email, or in Settings → Notifications
- Push notification control: You can manage push notification preferences in your device settings or within the app
7. Data Security
We implement industry-standard security measures to protect your information:
- All data in transit is encrypted using TLS 1.2 or higher
- All data at rest is encrypted by Firebase/Google Cloud infrastructure
- Authentication is handled by Firebase Authentication with support for multi-factor authentication
- Access to production data is restricted to authorized personnel only
No method of transmission over the internet is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
8. Children's Privacy
SmartSplitter is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such data, please contact us immediately at privacy@smartsplitter.app and we will delete it promptly.
9. Third-Party Services
Our Service uses the following third-party services, each with their own privacy policies:
- Firebase (Google): Authentication, Firestore database, Cloud Storage, Analytics, Crashlytics
- SendGrid (Twilio): Transactional email delivery
- RevenueCat: In-app subscription management
- Google Sign-In / Sign in with Apple: Third-party authentication providers
10. International Data Transfers
Your information may be transferred to and processed in the United States, where our service providers operate. By using the Service, you consent to this transfer. We ensure appropriate safeguards are in place per applicable law.
11. California Privacy Rights (CCPA)
California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your CCPA rights, contact us at privacy@smartsplitter.app.
12. European Privacy Rights (GDPR)
If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including the right of access, rectification, erasure, restriction of processing, data portability, and the right to object. Our legal basis for processing is primarily performance of a contract (providing the Service) and legitimate interests. To exercise your GDPR rights, contact us at privacy@smartsplitter.app.
13. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last updated" date. For material changes, we will provide additional notice via email or in-app notification. Continued use of the Service after changes constitutes acceptance of the updated policy.
14. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us at: